There is more to retirement planning than the financial issues. As a psychologist, I see people with avoidable emotional issues. If you incorporate mental health and life legacy goals into your planning as you approach retirement, you can create a happier retirement.
If you’re like most Austinites, you’re “dealing” with the Great Recession by getting deals, or rather daily deals that give you significant discounts off local products and services. No time to cook? No problem, any number of restaurants will essentially pay you to eat if you spend on a daily deal. You get a meal worth but you’ve only spent .
Typically, retirement is the best time to meet your goals and transform your dreams into reality, but you can only do so if you are financially prepared. If you are not, you may be worried about where you will live or where your next meal will come from, as opposed to wondering when the best time to take a vacation is.
One thing many parents forget to think about when they decide to stay at home is to handle http://ezlocal.com/mn/new-ulm/financial-consultant/687211. Now, if you’re just staying home for a year or two, it’s probably not a big deal, but if you plan on staying home for many years, this can be a huge impact on you when you do retire. You may not have the finances to fund your retirement account well when your family is living on only one income, but you should try to do at least a little. See my article on retirement planning for stay at home parents for more information.
How reliable would you consider the data or opinion if the dealer/agent providing the information was also the owner of the car or property you are about to buy?
It always surprises me when people talk about their portfolio but have no clue as to what they are invested in. They’ll often joke about it and make a comment about leaving it up to the professionals or that’s why they pay their stock broker/adviser the ‘big bucks’.
Being a tourist city, the Thai staff in most stores and restaurants speak English, German, Russian, and other languages. Language is not a problem, but learning a little basic Thai is both fun and useful. A Hollywood movie with English sound track, shown in a high tech theater costs around .50. The air-conditioned city bus is 50 cents, private buses around 25 cents. A Thai food-bar meal runs around 75 cents. We have clubs that meet weekly where the foreign community can get together. They have Open Forums where newcomers to the community can ask questions. The glimpse just given is representative of life for foreigners in most Asian countries. A stress free, quality lifestyle on your retirement pension.
(i) Scott trade- Scott trade is considered to be a top notch firm to set up an IRA with. Its main features are that it has local branches. It offers stock bonds and also that it has no account fees, which is very advantageous. It also has no minimum balance restrictions i.e. even if your funds are very low you can open an IRA with Scott trade.
In the Industrial Age you started on the ground floor of a company and stayed with them for years, working your way up through the ranks and eventually you would retire at or near the top. It was not uncommon for employees to be with a company for 30, 40 even 50 years. Employees were loyal to the company and the company was loyal to them. Downsizing wasn’t a word and most companies provided their employees with pension plans and health care to aid and assist the employee through their “Golden Years”. It was a give-and-take relationship where both sides could prosper.
Your “work” as you face retirement is to recreate your lives for whatever time you have left. Retirement planning is a family affair. It requires anticipating issues and discussing them openly. It helps to start and test retirement activities long before retirement. It helps to establish non-work friendships while still working, or at least, plan how you will do it. Retirement represents major change, so you need to plan for the personal boundary issues that will arise.